Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the website and services provided by Zealmerit Advisors ("we", "us", "our"). By accessing our website or engaging our services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our website or services.
This is a general template for illustrative purposes and should be reviewed and adapted to reflect your specific business operations and applicable law before use.
1. Acceptance of Terms
By using this website, submitting a form, requesting an analysis, or otherwise engaging with Zealmerit Advisors, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. We may update these Terms from time to time, and continued use of the website after changes are posted constitutes acceptance of the revised Terms.
2. Description of Services
Zealmerit Advisors provides informational content, tools, and analysis related to financial risk assessment and capital preservation planning. Any materials, reports, or communications provided through our website are for general informational purposes only and do not constitute personalised financial, legal, tax, or investment advice.
We do not guarantee that any analysis, output, or recommendation generated through our services will be suitable for your individual circumstances. You should seek advice from a qualified, independent professional before making any financial decisions.
3. Eligibility
You must be at least 18 years old and legally capable of entering into a binding contract to use our services. By using this website, you represent and warrant that you meet these requirements.
4. Use of the Website
You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of, this website by any third party. Prohibited behaviour includes, without limitation:
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Unauthorised access
Attempting to gain unauthorised access to any part of our systems, servers, or networks.
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Misuse of content
Copying, reproducing, or distributing our content without prior written consent.
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Disruption of service
Introducing malicious code, or engaging in activity that disrupts or impairs the website's functionality.
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Fraudulent submissions
Providing false, misleading, or fraudulent information when submitting forms or requesting services.
5. Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Zealmerit Advisors or its licensors and is protected by applicable intellectual property laws. You may view and print content for personal, non-commercial use only. No other use is permitted without our prior written consent.
6. No Financial Advice
Nothing on this website or provided through our services should be construed as financial, legal, or tax advice. Any tools, analyses, or reports are provided "as is" for general informational purposes. We strongly recommend consulting a qualified, independent financial adviser before acting on any information obtained through Zealmerit Advisors.
7. Third-Party Links and Services
Our website may contain links to third-party websites or services that are not owned or controlled by Zealmerit Advisors. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. Your use of such third-party services is at your own risk.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Zealmerit Advisors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of, or inability to use, our website or services.
Our total liability arising out of or related to these Terms, whether in contract, tort, or otherwise, shall not exceed the amount, if any, paid by you to Zealmerit Advisors for the services giving rise to such liability in the twelve (12) months preceding the claim.
9. Disclaimers
Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be uninterrupted, secure, or error-free.
10. Indemnification
You agree to indemnify and hold harmless Zealmerit Advisors, its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of our website or services, or your violation of these Terms.
11. Termination
We reserve the right to suspend or terminate your access to our website or services at any time, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties, or for any other reason at our sole discretion.
12. Changes to These Terms
We may revise these Terms at any time by updating this page. It is your responsibility to review this page periodically for changes. Your continued use of the website following the posting of revised Terms constitutes acceptance of those changes.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Zealmerit Advisors operates, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.
14. Severability
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.
15. Contact Us
If you have any questions about these Terms, please get in touch via our Contact page.